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The Genesis

Initiatives for Development Foundation (IDF) is a non profit organization founded by Developmental Bankers and Administrators who have expertise in micro credit, micro enterprise development, sustainable agriculture, rural development, transfer of technology, entrepreneurship promotion, corporate planning, communication and administration, social research, NGO constitution and Institutional development of grass root organizations. Initiatives for Development Foundation (IDF) was set up as a Registered Public Charitable Trust during November 2001.

IDF Financial Services Private Limited (IDF FSPL) was carved out of IDF and is dedicated to provide Microfinance and allied financial services. In order to scale and promote microfinance operations and generate adequate capital, microfinance division of IDF was delineated from its parent organization and registered as IDF FSPL, a Non Banking Financial Company in April 2009 with its Registered Office in Bangalore & Administrative office in Dharwad. IDF FSPL is run by a dedicated team with rich technical, organizational and banking experience.

Our Vision

True Empowerment is when the desire to achieve is backed by resources and skills that enable an individual to transform his/her life. We would like to create that willingness and build that confidence which forms the fundamental necessity for any form of empowerment.

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Our Mission

"Reaching 2 lakh families by 2025"

Currently IDF FSPL operates in 20 districts of Karnataka Maharashtra & Goa. Our long term goal is to scale our operations to the entire state of Karnataka..

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Our Goal

The Primary goal of IDF FSPL is to

"Build and promote a self sustaining finance institute which is owned by, meant for and run by the rural and the urban poor with professional support."

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Our Services

Credits (Loan)

To meet emergent consumption needs of existing mSHG members interim loan product with a limit of Rs.5,000-Rs.10,000/- is introduced. The existing mSHG members whose existing loans are regular...

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Most of the field studies and previous experience of working with clients points to the fact that the economically underprivileged segment is very vulnerable to all kinds of unforeseen risks.

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Success Stories

Gowri - Gangabhavani Sanga - Tumkur - The Crispness of "Madhu Khara"...

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Awards & Recognitions

Top 50 Microfinance Institutions in India - Initiatives for Development Foundation...

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Our Statistics

  • No. of State

  • Branches

  • No. of SHGs

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Core Values


At IDF FSPL we take pleasure in the great impact that our work creates in the lives of the underprivileged and are extremely committed towards achieving it. Our promise is to empower people economically and we shall strive to achieve it at all times.


Transparency breeds trust. IDF FSPL is an open and transparent organization. We deal with our clients, associates and partners in an open manner. All relevant information is shared. We adhere to all regulatory, legal, social compliances and are open about our practices and operations.


IDF FSPL respects ingenuity. Change is the only constant thing in life. We are not afraid to try new ideas, new methodologies and new concepts. We believe that learning never ends and that the key to be a long term player is in being innovative. The more creative we are, the more is the possibility of delivering to our clients what we promise i.e., high quality affordable financial services at their door step.

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