The Primary goal of IDF FSPL is to
"Build and promote a self sustaining finance institute which is owned by, meant for and run by the rural and the urban poor with professional support."
The Long term goal is to
Arm people with necessary skills, technical, managerial or otherwise, and support them run functional units for livelihood support. IDF FSPL would give technical, managerial and related support for the overall functioning of the system.
IDF FSPL Philosophy Mantra
Believes in strengthening the savings habit of people and shielding them from unexpected financial risks. It prevents people from going to non institutional sources who lend at hefty interest rates and follow exploitative and coercive practices.